FAQs

Frequently Asked Questions

Common Questions

Term Loans and MCAs offered through Caplink Funding range from $2,500 – $1,000,000. Term Loan offers terms that range from 3 months to 60 months. With MCA, terms and payment amounts adjust with your payment card sales.

The estimated turn of a MCA is the period of time estimated, at underwriting, that it will take to collect the total amount of future receivables that it purchases of the business’s daily card sales. MCA turn can only be an estimate because the dollar amount collected against the total receivables on any given day fluctuates with the business’ fluctuating card sales volumes, and MCA has no set term, maturity date or fixed or minimum payment amounts.

We work with an array of businesses nationwide—from dental offices and climbing gyms to restaurants and coffee shops, nail salons, automotive repair shops, plus hundreds more! Our customers range in size from at least $100,000 in revenue to multiple-location businesses with millions in revenue.

With Caplink Funding, you have the freedom to use the funds in your business—for taxes, payroll, inventory, marketing and advertising, business expansion and so much more—almost any business need! You’re the boss, so you make the call.

We offer access to customized funding options from $2,500 to $1,000,000 per location. 

This is an invitation to apply (applicants must meet certain eligibility requirements) and not an offer or commitment to provide access to capital. Restrictions apply.

Once your business is approved, the funds will be sent to your business account in as little as 2 business days.

Funding time calculation reflects timing from funding approval to initiation of ACH funds transfer. Settlement of funds to business’s bank account may take additional time depending on the receiving bank.

It may not matter. At Caplink Funding, the criteria for funding eligibility includes the performance of your business. We’re all about building long-term relationships with business owners – like you – who have the know-how to grow their businesses, but need the funds to make it happen.

While it’s true that you may find lower pricing at your bank, if you’re like most small businesses, you may not qualify. That said, pricing of the products we market is competitive with other alternative finance companies, and our process is fast—funds can be sent in as little as 2 business days.

Funding time calculation reflects timing from funding approval to initiation of ACH funds transfer. Settlement of funds to business’s bank account may take additional time depending on the receiving bank.

Applying & Repaying

It’s pretty simple! Just fill out the 1-page Caplink Funding application and provide us with a few business documents and we’ll have you a decision in less than 4 hours.

Yes, we require a guarantee from the owner of the business.

To qualify for Term Loan or MCA funding available through Caplink Funding, your business must meet the following requirements:

  1. At least 6 months in business
  2. > $150,000 gross revenue

For Term Loan, payments are automatically made each weekday when the predetermined amount is debited from the business account.

With MCA, there is no repayment because this product is not a loan; instead an MCA is the sale of a portion of a merchant’s future payment card sales.

FOR MORE INFORMATION CONTACT OUR SUPPORT TEAM

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